For controllers and finance teams

Stop wire fraudwithout manual callbacks

Manual verification does not scale and does not prove anything. Coffr verifies every instruction automatically and gives you a record auditors accept.

Live in 10 minutes or less. No rip and replace.

The scale

This is not rare. It is routine.

$3.05B

Lost to business email compromise in 2025.

FBI IC3

24,768

BEC complaints reported to the FBI in one year.

FBI IC3

$20.88B

Total internet-crime losses reported in 2025, up 26% year over year.

FBI IC3

What Coffr verifies

Four checks, one verdict.

Every instruction is resolved against the entity, the person, the account and the request itself — in real time, before the payment is sent.

The company

Legal entity, registration and standing confirmed against authoritative records — not against the email signature.

The professional

The person authorising the request is who they claim to be, at the company they claim to work for.

The account

Bank account ownership matched to the verified entity before a cent moves.

The instruction

The request itself is checked for diversion, tampering and impersonation, then sealed with cryptographic proof.

We stopped treating payment instructions as trustworthy by default. That single change removed our largest uninsured exposure.
Controller, mid-market manufacturer
How it works

Five steps. Live in ten minutes or less.

  1. Connect your bank

    Secure, read-only link to your accounts. No passwords stored. No funds move through Coffr.

  2. Verify the counterparty

    Patent-pending cryptographic verification proves the company, the professional and the account in real time — before any payment instruction is sent.

  3. Share verified details

    Bank details move through Coffr's encrypted platform, not email or PDF. You pay through your existing system with confidence.

  4. Receive proof

    Cryptographic proof that verification occurred before the instruction ever reached your system. Auditable. Tamper-proof. Forever.

  5. Sleep soundly

    Your $5M guarantee protects every verified instruction for 90 days. Fraud passes our verification? We cover it.

Pencil drawing of a distressed woman in an office talking on the phone beside a screen of paycheck issue alerts.
Loss: Multiple employee direct deposits rerouted
Case: Account takeover via payroll diversion

The Payroll Administrator

The fraud was invisible until payday, when employees called HR saying their paychecks never arrived.She is the one who has to answer those calls. She is also a victim — her credentials were stolen through phishing and her system was used against the people she was responsible for protecting.

The difference is the hard stop.

Today

  • Instructions trusted because the email looked right
  • Callbacks to a number in the email footer
  • No record of who verified what
  • Loss absorbed by you, and by the person who pressed send

With Coffr

  • Company, professional, account and instruction verified
  • Independent sources, never the sender
  • Permanent, tamper-proof record attached to every payment
  • $5M guarantee for 90 days on every verified instruction
The guarantee

$5M backed by up to 5 million in insurance capacity by AAA+ providers.

Real protection behind every verified instruction.If a Coffr-verified instruction turns out to be fraudulent, we cover the loss. Not fine print — capital.

Questions we get asked

Four things: the company, the professional authorising the request, the bank account, and the payment instruction itself. Each is resolved against independent sources rather than the sender.

See it against your own payment flow

Tell us how payments move today and we will show you exactly where the exposure sits.

We use your details only to respond to this request.